How Debt Snuck up on Me
I personally have too many monthly obligations that I can think of. I have at least five charge cards that I have been trying to pay off for the past few years . My total debt totals up to $10,000 . I never thought that I would be in this position but alas I am and I am trying to get myself out of it as quickly as I possibly can . I have taken on many different odd jobs to try and get rid of this debt . I started with paying $10 over the minimum payment so I can get more money paying the credit cards off each month but it is taking a very long time. Hence, I have taken on the job of being a telemarketer so I can try and get some extra money very quickly.
I am a good sales person and I have been able to make a decent amount to go towards my credit card debt . As of right now , I have it down to $8,000 and I am hoping in the next three years I can get it down even more or even get rid of it all together . If I were to succeed in becoming debt free , I would make sure not to get any more credit cards and use them so I would not run the risk of this happening once again to me. Credit cards can be dangerous if they are not used property and ill-treated, like I did. I spent money on things that didn't matter and as a result, I had many payments due . I am just happy that I am working off the debt. It feels so nice to be able to sit back and not worry every day about how much money I owe, and instead enjoy life to the fullest.